Posts by John and Laura Stohlman
The Importance of Timing TSP Withdrawals vs. Early Social Security
This is the third blog in our 3-part series: What FERS Retirees Should Know Before Starting Social Security Retirement Benefits & TSP Withdrawals Read Part 1: When Should You Apply for Social Security Retirement Benefits? Read Part 2: The Purpose of a Thrift Savings Plan…
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The Purpose of a Thrift Savings Plan & The Rule of 55
This is the second blog in our 3-part series: What FERS Retirees Should Know Before Starting Social Security Retirement Benefits & TSP Withdrawals Read Part 1: When Should You Apply for Social Security Retirement Benefits? The Thrift Savings Plan (TSP) is a defined contribution plan,…
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When Should You Apply for Social Security Retirement Benefits?
This is the first blog in our 3-part series: What FERS Retirees Should Know Before Starting Social Security Retirement Benefits & TSP Withdrawals Are you ready to retire? If you are a FERS employee, you probably know that your retirement income is structured like a…
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3 Retirement Questions Federal Employees Should be Asking Now
Making the transition from the workforce to retirement is a big decision. After years of service, you are close to settling into a more comfortable and less stressful, and demanding lifestyle. As professional financial advisors specializing in the retirement of Federal employees, we understand the…
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4 Reasons to Consider an Age 59 ½ In-Service Withdrawal
An under-used and misunderstood strategy that can help you preserve your assets while managing risks associated with investing. Let us review a few of the basics of the “age 59 ½ in-service withdrawal.” Many company plans such as 401(k), 403(b) and Thrift Savings Plan (TSP)…
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The Importance of Estate Planning in 2021: Part 3-Leaving a Legacy
Striving for Peace in Uncertain Times We have attended many industry seminars and conferences and we always enjoy a good motivational speaker. One that really sticks with us is Dr. Jerry Linenger, a retired U.S. Navy flight surgeon and NASA astronaut, because it really confirms…
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The 2021 Updates for Required Minimum Distributions
RMD Requirements for 2021 are back In March of 2020, the Coronavirus Aid, Relief, and Economic Security Act (also known as the CARES Act) waived the RMD requirements for 2020 for most taxpayers. This waiver was given to allow savers to leave the funds in…
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The Importance of Estate Planning in 2021: Part 2-Wills and Trusts
Striving for Peace in Uncertain Times We are living in uncertain times: the pandemic, a new administration and congress, with many parts of the economy struggling. There is a tone of worry and stress as many are attempting to register for a vaccine. We are…
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The Importance of Estate Planning in 2021: Part 1-Living Issues
Striving for Peace in Uncertain Times We are living in uncertain times. Currently, we are approaching the one-year anniversary of the COVID-19 pandemic’s introduction to the US. Many of us know a friend or family member who has become sick with the virus or possibly…
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Estate and Death Taxes Proposal, More People Affected
The new administration has made their tax priorities clear. They would like to return taxes to the prior levels. One of the most significant changes could affect the tax at transfer of the assets to heirs at death. With the administration’s party now controlling both…
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Biden’s Proposals for Higher Taxes
During the presidential campaign Joe Biden made his tax priorities clear: He wants to eliminate the tax cuts of the Trump-era leading to higher taxes on corporations and the “rich.” With the Democrats gaining control of the Senate, the possibility of the implementation of his…
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